:root{--navy:#0A3A78;--ink:#011029;--paper:#F6F3EE;--saffron:#FF9933;--blue:#1E6FD9;--green:#138808;--muted:#5a6578;--line:#e4ded3}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,"Noto Sans",sans-serif;background:var(--paper);color:var(--ink);line-height:1.6}
a{color:var(--navy)}img{max-width:100%}
.wrap{max-width:1100px;margin:0 auto;padding:0 20px}
header.nav{position:sticky;top:0;z-index:10;background:rgba(246,243,238,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;gap:10px;align-items:center;font-weight:800;font-size:1.15rem;color:var(--ink);text-decoration:none}
.brand img{width:40px;height:40px;object-fit:contain}
.nav nav{display:none;gap:22px}.nav nav a{text-decoration:none;color:var(--ink);font-weight:500;font-size:.95rem}
@media(min-width:820px){.nav nav{display:flex}}
.btn{display:inline-block;padding:12px 22px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid transparent}
.btn-p{background:var(--saffron);color:var(--ink)}.btn-o{border-color:#fff3;color:#fff}.btn-n{background:var(--navy);color:#fff}
.hero{background:radial-gradient(circle at 80% 10%,#1E6FD955,transparent 50%),linear-gradient(160deg,var(--navy),var(--ink));color:#fff;padding:56px 0 64px}
.hero .wrap{display:grid;gap:36px;align-items:center}
@media(min-width:820px){.hero .wrap{grid-template-columns:1.3fr 1fr}}
.hero h1{font-size:clamp(1.5rem,3.6vw,2.2rem);line-height:1.2;margin:.3em 0;color:#fff}
.hero h1 span{color:var(--saffron)}.hero p{color:#cfd8e6;font-size:1.1rem}
.pill{display:inline-block;background:#ffffff1a;padding:6px 14px;border-radius:999px;font-size:.85rem}
.cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.logo-card{max-width:300px;margin:auto}
.logo-card img{display:block;width:100%;height:auto;}
.tri{height:5px;background:linear-gradient(90deg,var(--saffron) 33%,#fff 33% 66%,var(--green) 66%)}
section{padding:64px 0}section h2{font-size:clamp(1.6rem,4vw,2.2rem);margin:0 0 .3em;color:var(--navy)}
.lead{color:var(--muted);max-width:720px}
.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));margin-top:28px}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}
.card h3{margin:.4em 0 .2em;font-size:1.1rem}.card p{margin:0;color:var(--muted);font-size:.95rem}
.ic{font-size:1.6rem}
.alt{background:#fff}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:14px}
.steps li{counter-increment:s;background:var(--paper);border-radius:14px;padding:16px 16px 16px 60px;position:relative}
.steps li:before{content:counter(s);position:absolute;left:16px;top:14px;width:30px;height:30px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:700}
.legal h3{color:var(--navy);margin-top:1.8em}.legal{max-width:820px}
.note{background:#fff7ec;border-left:4px solid var(--saffron);padding:14px 18px;border-radius:8px}
.ph{background:#fff1a8;padding:0 4px;border-radius:4px;font-family:monospace;font-size:.9em}
table{border-collapse:collapse;width:100%;font-size:.93rem;display:block;overflow-x:auto}td,th{border:1px solid var(--line);padding:8px 10px;text-align:left;vertical-align:top}th{background:var(--paper)}
footer{background:var(--ink);color:#aab4c4;padding:40px 0;font-size:.9rem}footer a{color:#fff}
footer .wrap{display:grid;gap:16px}
.doc{padding:40px 0}.doc h1{color:var(--navy)}